Equipment Needed to Start a Farm
Starting a farm can be an exciting and rewarding venture. Whether you plan to focus on livestock farming or...
Get access to cheaper capital for your cash rent.
American Farm Financing can provide unsecured* loans for your biggest expense – cash rent. Use our cash rent loan as a secondary source of capital to your operating loan.
Let us help get you the best loan terms on the market.
Here’s how we work:
Applications can be completed in under 10 minutes.
Decide if you’re applying as an entity or as an individual. Be ready with total assets, liabilities and income (we just need the numbers, no paperwork!)
Have your lease on hand, with the county, state, and total rent of the farm(s) you’re financing.
Submit your application and receive your rate in seconds
We’ll reach out to you for your entity incorporation documents (if applicable) and a copy of your lease
We’ll book the loan and deposit the proceeds into your landowner’s account
Pay back by March 1st through online banking
We require proof of an executed lease for our cash rent loan. Additionally, we handle the payment to your landowner. These extra measures of security allow us to provide a lower cost of capital on our cash rent loans.
Payback is traditionally March 1st of each year.
Nope! We offer fixed and variable rate cash rent loans. Approval is for both loan options and you can select your desired rate online.
Yes! If you are approved, you are approved for all products. You only need to decide on a product when booking the loan.
We accept applications up to $1 million. If you apply for an amount higher than we can approve, we will let you know our maximum approval amount. We do perform a hard credit check at submission.
You will hear from a member of the American Farm Financing team and our Servicer, Compeer Financial to close your loan.
We can close a loan in as little as two business days. We do ask applicants to have a picture of a driver's license and their executed lease on hand.
Our easy-to-use digital Ag financing applications take a few minutes to complete from any device.
You’ll learn if you’re approved for any of our Ag loans as soon as you hit submit - no waiting around for bankers or paperwork.*
We’ll confirm your information and work through all closing to-dos (including appraisal and title work for farmland or equipment loans).
Our fully digital closing process means your farming operation never gets disrupted - get back to doing what you love with more time and money in your pocket.
Use our loan calculators or helpful blog posts to prepare you for all your farm financial considerations.
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Entrepreneur
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CEO Bciaga
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Businessman
Whether you’re just starting out or have been operating family farmland for generations, we make access to farm capital simple, secure, and affordable.
Get instant approval for your operating expenses.
Fixed rates available up to seven years. No origination fees.
Secure up to a 30-year fixed mortgage. No origination fees.
Refinance into a shorter term loan or take equity out of your land.
Stay up to date with the latest blog posts, offerings, and AFF news.
*Online approval is for qualified applicants only. Loan approval is based on creditworthiness and other factors. Not every application will be approved.
© 2024 American Farm Financing
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