Farm Operating Loans to help your day-to-day needs

We do not charge origination or servicing fees.

If you apply from April through August, payback is traditionally the following March. If you apply from September through March, payback will traditionally be March in the next year. As an example, an application in September 2023 would be due in March 2025.

Nope! We offer fixed and variable rate operating loans. Approval is for both loan options and you can select your desired rate online.

Yes! If you are approved, you are approved for all products. You only need to decide on a product when booking the loan.

Nope!

We accept applications up to $1 million. If you apply for an amount higher than we can approve, we will let you know our maximum approval amount. We do perform a hard credit check at submission.

You will hear from a member of the American Farm Financing team and our Servicer, Compeer Financial to close your loan. 

We can close a loan in as little as two business days. We do ask applicants to have a picture of a driver's license and entity documents (if applicable) at the ready.

You can apply for an operating loan on existing acres that you farm or on new acres you are adding.