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Farm Loan Refinance with flexible options and competitive rates

Traditional and Cash-Out Refinances available.
Shop for a lower rate, different term, or take cash out of your farm.
AFF operating loans can also be used for finance crops and barns. 

Refi Your Way

Get Cash Out

Use your farmland’s equity to further invest in your operation

Good for:

• Improvement projects (water drainage, tree trimming, etc.)

• Saving for another farm purchase

Lower Your Payment

Refinance so your payments (monthly, quarterly, semi-annually, or annually) can be lower going forward

You might be eligible for a lower rate if:

• You're making more income than when you first took out your loan

• Your credit has recently improved

Get a Shorter Loan

Refinance so you can shorten your mortgage term and pay it off sooner

Good for:

• Getting debt-free sooner

• Paying less overall interest

Farm Loan RefinanceCalculator

Calculate Your Savings

Experiment with different terms and rates. Use our refi calculator to structure your farm loan today.

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Calculate Monthly Payments

Frequently Asked Questions

a close up image of two young men in a wheat field looking at a laptop. one man is wearing a blue jean jacket with a white shirt. the other man is wearing a flannel shirt and looking at his mobile phone.

Have Questions? Contact Our Support Team.

(872) 246-9087

How Our Farm Loan Applications Work

01.

Apply Whenever, Wherever

Our easy-to-use digital Ag financing applications take a few minutes to complete from any device.

02.

Get a Decision

You’ll learn if you’re approved for any of our Ag loans as soon as you hit submit - no waiting around for bankers or paperwork.*

03.

Finalize Your Loan

We’ll confirm your information and work through all closing to-dos (including appraisal and title work for farmland or equipment loans).

04.

Celebrate

Our fully digital closing process means your farming operation never gets disrupted - get back to doing what you love with more time and money in your pocket.

Our Learning Center

Use our loan calculators or helpful blog posts to prepare you for all your farm financial considerations.

What Users Says About Our Service

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    Shelby Cairns
    Shelby Cairns

    Entrepreneur

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      Catrina Yoder
      Catrina Yoder

      CEO Bciaga

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        Syeda Bright
        Syeda Bright

        Businessman

        Other Loan Solutions

        Whether you’re just starting out or have been operating family farmland for generations, we make access to farm capital simple, secure, and affordable.

        Get instant approval for your operating expenses.

        Fixed rates available up to seven years. No origination fees.

        Use our cash rent loan as a secondary source of capital to your operating loan.

        Secure up to a 30-year fixed mortgage. No origination fees.

        Subscribe To Our Newsletter

        Stay up to date with the latest blog posts, offerings, and AFF news. 

        *Online approval is for qualified applicants only. Loan approval is based on creditworthiness and other factors. Not every application will be approved.